Trusted, tried and true. That’s the reason why United American Mortgage has been successful for over 20 years. Since 1993, UAMC specializes in providing mortgage-financing solutions to homeowners and homebuyers.
You’re almost tired of reading about it but it’s true: the mortgage meltdown hurt more than a few and people are still trying to recover. It’s hard to know whom to trust. With many mortgage companies competing and failing, UAMC has found itself expanding into 9 states. Originally formed to provide for the specific needs of Southern California borrowers seeking mortgage products tailored for them, UAMC has made it their personalized business to get to know and help you.
“We’ve grown substantially because we have the ability to adapt to the ever-changing marketplace,” says UAMC President Al W. Hensling. “We are in the home business, the helping-people business. Yes, it requires us to at times work around the clock. Yes, we have to keep up-to-date on the latest products and regulations. We take our clients and what we do seriously because at the end of the day, everyone should either be in the home of their dreams or keep the one they love so much. To some people, it’s just paperwork and numbers. But to us, it’s personal. It’s home.”
Their incredibly impressive, rare, referral-only business model may also be the key to understanding their success, as customers flock just to see if UAMC truly walks the walk. To them, offering you efficient, cost-effect and timely service is just a day’s business. These days, most companies feel the need to plaster those words all over their advertisements. UAMC doesn’t need to express that they go above and beyond, they just think that it should come standard. “I guess you could say we just want to help how we can. Since our business is referral based, we truly get to know your family and friends.
UAMC continues to evolve with new products and financing solutions to the ever-changing Southern California real estate market. While many have given up the idea of owning a home or even refinancing, UAMC holds to the knowledge that today’s new and innovative programs are making it easier than ever to purchase or refinance.
“After a period of time in which it was extremely difficult to obtain a mortgage, things have started to normalize and lending guidelines are starting to loosen,” says Al. “The ‘Mortgage Meltdown’ created a great deal of uncertainty in the marketplace and made it difficult for so many to secure financing. We understand that a lot of people are scared to see where they stand and that’s ok. We just want you to know that it doesn’t have to be this way. Most of our clients feel the same way. Some people tell us they didn’t even want to find out about their options in the first place because they didn’t understand the jargon. Well, we aren’t the company that just explains things once. We’re with you step by step, no matter what.”
“If you’re considering anything in our sector then consider us the right team for the job,” Al says. “Call us, visit us online, or stop by the office anytime. We’re always on standby to see how we can help you. Don’t let the mortgage meltdown of yesterday affect where you’re at today. We’ve got the cutting edge techniques and knowledge to help your unique situation. We’re ready to meet your challenges and assist you into getting or keeping your home!
As the economy continues to grow and we experience job growth, more families will have an opportunity to experience the ben- efits of home ownership.
“As the Economy continues to grow and we experience job growth, more families will have an opportunity to experience the benefits of home ownership. Clients always ask what is going to happen to interest rates. I really wish I had that crystal ball to answer them accurately. It is difficult to say what rates will do, as markets have not reacted to this economy as they had previously. I counsel clients to borrow based on need and what they can afford. Loan programs are changing almost daily. As we move farther away from the mortgage meltdown of 2008, more and more programs and financing options will open up. But always be wary of the deal that sounds too good to be true. Even though recent changes have cleaned up the lending industry, there are still people out there that are not looking out for the client’s best interest. Families should always determine the experience level of their mortgage professional, along with checking references from previous clients.”
Pacifica Quartet with Johannes Moser • Pavel Haas Quartet • Emerson String Quartet & Calidore String Quartet • Ebène Quartet Brentano Quartet with Dawn Upshaw
The Chamber Series, with its world-renowned artists and ensembles, represents the Center’s commitment to providing an array of great music and musical experiences that inspire and engage its classical music audience. The artists and their works are selected to complement each other and to provide a memorable and carefully led journey through the chamber repertoire. This year’s series includes two works by Pulitzer Prize-winning American women composers: the West Coast premiere of a piece by Julia Wolf commissioned for the Center by Elizabeth and Justus Schlichting and a work by Caroline Adelaide Shaw. In addition, performances will feature beloved soprano Dawn Upshaw performing with the Brentano Quartet and cellist Johannes Moser with the Pacifica Quartet. Author, composer and professor Dr. Byron Adams will offer preview talks one hour prior to each concert. All performances will be in the intimate and acoustically ideal Samueli Theater.
Season ticket packages for the Chamber Music Series are $369. Visit the Center’s website, www.SCFTA.org for more information about the 2017 – 2018 Season.
Rosie is a pretty Snowshoe cat now available for adoption. Recently relinquished to the shelter, Rosie is doing her best to get her bearings while patiently awaiting her forever home. At eight years old, Rosie is a low maintenance kitty who would thrive in a quiet home where she can settle in permanently.
One year old Nala is a happy little Boxer who just wants someone to love. Whether she’s running around in the yard or simply relaxing, Nala is happiest by your side. This friendly and fun-loving pup also enjoys outdoor activities and would do well in an active household.
Only 8 weeks old when he first arrived at the shelter in January 2011, Trentino has spent most of his life at the shelter. Sadly, he recently also lost his sister rabbit and is now looking for another companion. Trentino is a sweet and calm rabbit who is used to being handled. He has excellent litter box habits and would be a real joy to have around the house.
Chantilly is a sweet Miniature Pinscher ready and waiting for her new best friend. Three years old and full of fun and lively energy, she enjoys playing in the yard with other dogs her size. A lap dog at heart, Chantilly would make a great dog for almost any family.
If you would like to know more about the animals listed here, please call the San Clemente/Dana Point Animal Shelter at (949)492-1617, or visit with them at 221 Avenida Fabricante, San Clemente.
Marvel fans, assemble! Marvel Universe LIVE! tour is returning to SoCal this summer with a brand new, action-packed arena stunt show made for the entire family! Watch your favorite Marvel Super Heroes including Spider-Man and The Avengers (Iron Man, Captain America, Black Widow, Hulk and more) plus menacing Marvel Villains come to life to wow audiences once again with a completely new thrilling adventure! Marvel Universe LIVE! will be playing at the Honda Center/Anaheim from July 20 - 23.
Tickets available for purchase online at Ticketmaster.com, charge by phone at (800) 745-3000 or in-person at the venue Box Office. For information, visit www.marveluniverselive.com
Owning your own home is a huge part of the American dream – but it’s not just owning a home … it’s the pride of ownership that extends to the care you put into the way the property looks – inside and out.
The front lawn is one of the first things about your home that people see, and a tidy, lush-looking lawn not only adds to your home’s curb appeal, but also adds to the overall aesthetic appeal of your neighborhood. But “lush” might be quite a stretch to achieve when conserving water. That is, unless you call Gorilla Grass – providers of the highest quality synthetic lawn grass for both residential and commercial customers.
For our part, my husband and I were tired of looking at a barren patch of dirt in our backyard and I hesitate to call what was struggling to grow there “grass.” We decided to install a synthetic lawn and called on Gorilla Grass owner Denis Weber and his professional team to try to make the area look better and have it be a more useable space for the kids could play.
Serving Orange County since 1998, Denis has continually grown the company year after year – a testament to the quality of his product and service. Gorilla Grass provides two types of grass: Synthetic Lawngrass and Professional Putting Greens. Synthetic grass can help you cut down significantly on your water usage and judging by the results we achieved, you don’t have to sacrifice beauty for cost-savings.
“Synthetic or artificial lawn grass is so sophisticated today, that is very closely imitates real live grass,” says Denis. “In general, by switching to artificial lawn, the savings in water consumption amount to about 48 gallons per square foot, per year!”
When we spoke with Denis, it was immediately evident that he is extremely proud of his product, but we were equally impressed by personal testimonials of his many happy customers like Mike and Shannon Wells who raved “Denis has done an incredible job with an incredible product. The kids play constantly on the grass, and we will be adding a new family member (a puppy) without any worries. We cannot say enough about how happy we are with the product as well as with Denis and his team.”
Customer Dr. Dante Toriello agrees with the Wells’ assessment and adds that the work was so good, his lawn had become “uniform, maintenance free and beautiful.” His American dream had been fulfilled, and in Dante’s words, thanks to Gorilla Grass, his home had now become “the showplace in the neighborhood.”
According to Denis, the ways in which Gorilla Grass simulates real grass are numerous: “its weight (double the average at 143oz per square yard), its high density, its extra softness and plushness, its resiliency, its height (2”, whereas most lawns are 1 1/2” to 1 3/4”)”, and its special diamond-shaped fibers - which help make Gorilla Grass more resilient and more realistic. Gorilla Grass is just like real grass, only better.
Connect with Denis Weber and Gorilla Grass by calling (949) 370-4988 or visit www.gorillagrassandgreens.com
Indonesian satay? Thai meat balls? Boba tea? Tacos? Polish sausages? Grilled rice balls? Italian ice? Korean BBQ? Dosas? Yakitori? Vietnamese food? Musubi?
These are just a few of the tempting international treats that will be served by student clubs and non-profit organizations at Soka University’s 16th Annual International Festival on May 6, from 10:30 am – 5:00 pm. Admission is free. Parking on campus is $10 (cash) and carpooling is encouraged. The 103-acre Soka University campus is located at 1 University Drive in Aliso Viejo, CA off of Wood Canyon Drive.
This year the International Festival will again feature over 700 musicians and dancers performing on four stages. Dancers from many different nations will share their cultures, and visitors will have the opportunity to enjoy performances in Soka Performing Arts Center, at the Black Box Theatre, on Peace Lake stage, and at the Recreation Center stage. Music will range from Taiko drums and traditional instruments to orchestra and jazz. Over 200 exhibitors will also offer a wide variety of ethnic clothing, jewelry, arts, crafts, home goods, information and demonstrations. “Distant Visions: Digital Images by Jay Gale” and “Self Motivated” art exhibitions featuring selected paintings and drawings by Soka art students will be open in Founders Hall Art Gallery.
Soka University is a private, non-profit, four-year liberal arts college and graduate program.
SUA offers an 8:1 student/faculty ratio and an average class size of 12. Soka is ranked in the top 10 liberal arts colleges in California by USA Today and Top 10 Best Value among national liberal arts colleges by US News & World Report’s “Best Colleges 2017.”
All undergraduate students participate in a semester of study abroad during their junior year which is included in the tuition. Full tuition scholarships are available to eligible admitted students whose annual earned family income is $60,000 or less. The university is open to top students of all nationalities and beliefs and was founded upon the Buddhist principles of peace, human rights and the sanctity of life. About 60% of SUA’s students come from the US and 40% have come from 40 other countries.
For more information: www.soka.edu.
Thomas is an eight year old sweetie who is finally ready to settle down. A gentle and mild-mannered cat, he enjoys spending his afternoons lounging on a sunny window sill or birdwatching. Thomas has an adorable and quirky personality and would make a great companion for almost anyone.
Four year old Gumbo is a happy guy who just loves to make new friends. Full of energy and a fun personality, he enjoys going on walks and playing with his canine buddies in the yard. If you’re looking for an all-around great dog, Gumbo might just be your perfect match!
When it comes being friendly, no one can beat six year old Cuddles. As her name suggests, she is very affectionate and playful and doesn’t mind a good snuggle after an energetic game of catch the mouse toy. Give her a chance and she’s sure to win you over with her winning personality.
Sweet little Burberry is a great dog on so many levels. At four years old, he has a patient and gentle personality while still loving to run around and have fun. Burberry is potty-trained and would get along well with family members of any age!
If you would like to know more about the animals listed here, please call the San Clemente/Dana Point Animal Shelter at (949)492-1617, or visit with them at 221 Avenida Fabricante, San Clemente.
Since its first Wills and Trusts Week in the fall of 2011, the Orange Catholic Foundation has had as one of its primary goals to encourage everyone to have an estate plan designed to provide for the needs of their families.
Each year in the spring and fall, the Orange Catholic Foundation works in collaboration with parishes and schools throughout the Roman Catholic Diocese of Orange to provide information sessions led by local Catholic estate planning attorneys and financial advisors to help you protect and provide for your loved ones, update or create your estate plan, and learn more about wills, trusts, estate taxes, probate expenses, guardianship of minor children, selection of personal representatives, and more.
For convenience, the Foundation offers a series of morning and evening seminars that are scheduled at local parishes across the diocese.
While learning how to effectively plan a legacy, attendees at these sessions receive answers to such questions as:
The Orange Catholic Foundation warmly welcomes all who are interested in attending one of the upcoming sessions during the week of May 16 through 21. Times and locations for the spring Wills and Trusts Week are listed in their advertisement in this issue.
Everyone who attends and completes a basic introductory form will receive a complimentary consultation with both an estate planning attorney and a financial planner within the next six months.
May 30 - June 11, 2017
Segerstrom Center for the Arts is delighted to announce that the first U.S. National Tour of the hit musical THE BODYGUARD, will play Segerstrom Hall from May 30 – June 11, 2017. Grammy® Award-nominated and multi-platinum R&B/pop recording artist and film/TV actress Deborah Cox stars as Rachel Marron. In the role of bodyguard Frank Farmer is television star Judson Mills. The role of Rachel Marron will be played by Jasmin Richardson in the Saturday matinee and Sunday evening performances.
Former Secret Service agent turned bodyguard, Frank Farmer, is hired to protect superstar Rachel Marron from an unknown stalker. Each expects to be in charge; what they don’t expect is to fall in love. A romantic thriller, THE BODYGUARD features a host of irresistible classics including “So Emotional,” “One Moment in Time,” “Saving All My Love,” “Run to You,” “I Have Nothing,” “I Wanna Dance with Somebody” and one of the biggest selling songs of all time – “I Will Always Love You.”
Tickets start at $29 at the Box Office - 600 Town Center Drive in Costa Mesa. For information, call (714) 556-2787 or visit www.SCFTA.org
Carden Academy of Mission Viejo has joined the Stratford School family. Founded in 1999, Stratford School is a leading independent, co-educational private school located in the Los Angeles area and Northern California. Together, we’re creating an outstanding educational experience for our preschool through 8th grade students. Our unique, nurturing, and balanced school environment inspires children to become the next generation of creative problem-solvers, innovators, and leaders. For more information visit www.StratfordSchools.com/mission-viejo and discover the Stratford/Carden power of two.
Join Us For An Open House
Stratford School and Carden Academy will be hosting several open house events during April – Wednesday, April 5, 2017 from 9:00 a.m. - 12:00 p.m., Saturday, April 8, 2017 from 10:00 a.m. – 1:00 p.m. and Thursday, April 20, 2017 from 6:00 p.m. – 7:30 p.m. at our Mission Viejo campus located at 24741 Chrisanta Drive in Mission Viejo. Take a tour of our creative, hands-on approach to learning and children are welcome to attend! Pre-register at www.StratfordSchools.com/MVOH.
About Stratford School
The curiosity to reach.
The courage to grasp.TM
The spirit of Stratford is embodied in our philosophy of “summa spes, summa res,” meaning, “highest hopes, highest things.” We believe all children can achieve when given the opportunity to succeed.
Beginning in preschool, Stratford’s curriculum is designed to develop the cognitive, social, emotional, and physical building blocks to last a lifetime. Hands-on, multi-sensory activities, including imaginative STEAM play, encourage preschoolers to play and share with others, while developing their self-confidence. Stratford teachers enrich the academic lessons with the “fun factor,” so each child discovers the joy and excitement of learning.
Our accelerated core curriculum exceeds California’s Academic State Standards and motivates students to become critical thinkers, innovative problem-solvers, and proficient writers. We provide a rich balance of art, music, history, science, physical education, and foreign language programs — all of which provide students with a well-rounded education that is further enhanced by our teachers’ creative and individualized approach to learning.
About Middle School
Middle School continues the Stratford tradition of excellence. We prepare and mentor students for admission to top private high schools, or advanced placement in public high schools. Our curriculum delivers a broad base of knowledge that’s rich in vocabulary, analytical thinking, and consistent instruction. Stratford balances the curriculum with art, music, science, physical education, and foreign language.
At Stratford, academic success is just the beginning.
Stratford students are accepted to exceptional public, private, and independent high schools. I’m removing the reference to Southern California and throughout the Bay Area as with Southern California it will be many years before any of our students will even be close to entering high school...so felt I should keep it generic in nature.
Our Admissions Process
Stratford welcomes students throughout the school year, as long as there is space available in the desired program, and the child is grade level ready. There are no yearly registration fees, no required parent volunteer hours, and no required fundraising or donations. A sibling discount is available.
Come for a tour
Experience the true magic of Stratford School during a campus visit. We invite you and your child to take a tour and learn how our dedicated teachers provide Stratford students with a solid foundation that ensures the best preparation for a lifetime of learning, and connects them with their unique futures.
You’ll find a Stratford School located in Southern California including Los Angeles Melrose, Altadena, and Mission Viejo and communities throughout Northern California including, Danville, Pleasanton, Fremont, San Francisco, San Bruno, Palo Alto, Sunnyvale, Santa Clara, San Jose, Los Gatos, Milpitas, and Morgan Hill.