Top 10 Reasons  Why ACA Health Plans are Better

Top 10 Reasons Why ACA Health Plans are Better

Now into its third season, the Affordable Care Act has changed the lives of millions. California leads the way as the most successful state run exchange for those applying through Covered California. Here are my Top 10 Reasons why I think ACA Health plans are better;

  1. No one can be declined or charged more for health conditions.
  2. Women pay the same premium as men do at any given age and vice versa.
  3. The out of pocket maximum now INCLUDES doctor visits and prescription drug co-pays.
  4. Preventative healthcare and immunizations are now covered 100% with no co-pays.
  5. You can purchase a zero deductible plan AND have a low out of pocket maximum as well.
  6. There is no limit to the amount of physical therapy visits in a year.
  7. Pediatric dental and vision are now included in all plans for children up to age 19.
  8. Acupuncture is now covered.
  9. There are no plans offered by insurance companies that have “gaps” in coverage anymore.
  10. Federal subsidies have helped thousands of people here in Orange County, if you’re reading this right now, more than likely, whether you know it or not, someone you know or love has felt a burden lifted by the assistance they’re receiving.
Stephanie Frisch

Stephanie Frisch is the owner of Insurance 101 and is an independent insurance broker dedicated to helping others make “educated decisions” about their insurance choices when it comes to Medicare, Long-Term Care Planning, The Health Insurance Marketplace-Covered California and Life Insurance. For answers to your questions, or an in-home, no-fee consultation, call (949) 351-2443.