SC Mag

SC Mag

I was in middle school at my best friend’s house when her Dad got a call one afternoon. It was a complete stranger, albeit an incredibly friendly one, who had taken the time to sort through who my friend’s grandmother was and why she happened to be strolling up and down his street in the middle of the day. On our way over to pick her up, her Dad attempted to describe what was happening in her brain. Over dinner that night, I watched her between bites halfway expecting her to forget which utensil to use for the salad and the soup. But there, surrounded by her family at the dining table she’d eaten at a thousand times or more, she was sharp. Clear. Quick witted and lively.

Not a real specific disease, as I learned later through some of my own research, but more an umbrella covering the impairment of at least a couple of different brain functions; dementia’s group conditions affect memory loss and judgment, often the two most important pieces in the typical motions of an everyday life. Parkinson's, Huntington's and Alzheimer's all snug up neatly under the umbrella, as does vascular dementia. At some point, like with my friend’s grandmother later that year, it can become necessary to offer more care than is available around the home. That’s when care in a senior living community like Serra Sol Memory Care in San Juan Capistrano becomes so vitally important.

An Agemark facility, in conjunction with Protea Capital Partners - two of the foremost names in senior residence care - Serra Sol Memory Care prides itself on offering "a truly inspired life" for its residents.

021564878A partnership between Protea Senior Living and Agemark Senior Living - two of the foremost names in senior residence care - Serra Sol Memory Care prides itself on offering “a truly inspired life” for its residents. As with all things, there are homes that feel like sterile hospitals and communities that feel like home. Serra Sol certainly falls in the latter category. Providing exceptional care is the tip of the iceberg at the new South Orange County location, and like most icebergs, the weight of their mission hovers below the surface, imbuing each day with meaning derived from little things that mean a lot. As the management company who will oversee all day-today operations, Agemark creates true communities that are warm and welcoming, and works diligently to give those in their care love, laughter and joy and encourages residents to live life fully - despite the challenges they face.

Renowned for turning the traditional image of an old-folks home into a passionate, engaging, mission-driven community, Agemark's custom touches at Serra Sol include an onsite Director of Nursing, Physician oversight, assisted telemedicine appointments, balanced menus and dining services, on-site physical, occupational, and speech therapy from preferred partners, and regular communication of resident’s assessment and needs with loved ones.



My friend later shared that her grandmother's room at the senior care residence might not have been a replica of her bedroom in the home she lived in for years, but all of the important things were there - photos, cards from the grandkids, her favorite reading chair. At Serra Sol, they understand that in addition to making sure your loved one’s health-related needs are met, equally important is the warmhearted staff who care deeply about their feelings, and the routine and familiarity of place that sparks an awareness of the positive memories they carried in with them.

As far as personalized care goes, Serra Sol has it all. In fact, through the 26 Agemark communities spanning six states, everything from the environment to the friendly faces one sees each day contribute to an elite level of service. The leadership teams are all handpicked, ensuring that each member of the staff exemplify the values they hold close: professionalism, integrity, compassion. Employees assist with daily outings and activities, customizing them to each resident's passions and interests. From social gatherings to individual spiritual practices, crafts, baking, yoga, walking, or trips to local attractions, keeping residents motivated and excited for the day-to-day means stimulating their minds and bodies. After all, feeling engaged combats memory loss, and can even trigger new neural pathways to link old and new memory together.


Serra Sol boasts an incredibly safe and secure environment, keeping those with memory loss top of mind.

frfr1385478Secured entries and exits, alarm systems, and emergency call buttons complement lovely natural vegetation and water features in the residence’s secure outdoor courtyard, perfect for dining or simply enjoying an afternoon chat. Restaurant-style meals are served in a beautifully appointed dining room, and a multipurpose area serves to house crafts, cooking, games, film screenings and more. A state-of-the-art Tovertafel table features a game system providing cognitive stimulation to its players in the form of movement and interaction. Don’t miss the ice cream sundae dipping station in the dining area, where everyone can enjoy a sweet treat. Additionally, activities and outings will be in abundance, with a Life Enrichment Coach on hand to ensure residents are able to cultivate their current interests as well as try new things.

edee4545454Choose one of three floorplans, and enjoy a private or companion room. All feature en suite, private bathrooms, walk-in showers with grab bars for safety, and a bench for comfort. Storage space ensures residents can bring their favorite objects from home - making each suite a welcoming, warm respite at the end of the day. My friend’s grandmother passed away a few years after she moved into the home, at a ripe old 93. I’m told she was surrounded every day by the comforts of her own memories until the end, and remained a hilarious, crisp fighter regardless of what came her way. I understand the perils that a disease like dementia can bring a bit better now that I’m older, but that only amplifies my gratitude for the safety and sense of community that the residents of Serra Sol Memory Care enjoy. Set the standard for care for your own loved ones, at Serra Sol.

SERRA SOL MEMORY CARE 31451 Avenida Los Cerritos San Juan Capistrano (949) 485-2022

Afavorite pre-pandemic pastime for close to home family fun has been to while away a day at one of the region’s many amusement/theme parks. Arguably one of the best that combines attraction, entertainment and education is the recently reopened SeaWorld San Diego ( Park capacity is limited so guests will need to purchase a dated ticket in advance and make a reservation online/through the SeaWorld app, but the process couldn’t be easier and bonus! the marine park is currently offering deals for California residents.

Electric Eel

Rides, shows, eats, drinks, characters and more again await visitors. For the littles, Sesame Street’s Bay of Play is where to be with pint-sized rides ranging from Elmo’s Flying Fish and Oscar’s Rocking Eel to Abby’s Sea Star Spin. For our part, we had a pack of teenagers in tow (ages 13 -15) who couldn’t get enough of the rides designed with them in mind. Inspired by the force and power of the sea the Electric Eel multi-launch coaster boasts high-energy twists, electrifying loops and insane inversions while the Shipwreck Rapids takes tubers along a winding river and rolling whitewater rapids before plunging down a waterfall finale.

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For guests who want to get up close and personal with some of the world’s most amazing seafaring creatures, stroll through over 100 acres of beautiful outdoor grounds to meet orcas, otters, walruses, sea turtles, sealions and more. SeaWorld offers a number of educational and entertaining animal experiences and tours. Enter the chilly Arctic waters to interact with white beluga whales, venture into the Penguin Encounter to watch the playful antics of penguins tall (Emperor and King) and small (Macaroni) or even “pet” a bat ray.

2021 SWC Explorers Reef Cleaner Fish 003

Although it is best-known for its marine life and thrill-rides, SeaWorld runs one of the largest animal rescue programs in the country. Since the first SeaWorld park swung open its gates in San Diego in 1964 the company has come to the aid of more than 38,000 sick, injured or orphaned animals with the goal to successfully rehabilitate and return every animal to the wild. The small percentage of animals with conditions deeming them non-releasable are given lifelong care at SeaWorld or another accredited facility.

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I’m not certain, but I’d guess that if you mentioned Palm Desert in a conversation anywhere in Southern California, you’d get a few reactions. There’d be a group who’d talk exclusively about Coachella, a massive music festival that takes over part of the desert every year. Another group would probably mention the world-class golf courses. A third might start gushing about the gorgeous resorts, spa getaways and vacation spots located in Indian Wells. They’d all be accurately depicting one of California’s most iconic desert communities.
Founded in 1967, the city of Indian Wells - located in Riverside County - marks the heart of SoCal’s desert resort destinations. City leadership has long spent time ensuring the area boasts the most verdant golf courses, hiking, biking, and horseback riding trails, and of course, stylish boutiques, delicious restaurants, and premier resort properties.

RenaissanceEsmeralda Couple Dining

Pre-pandemic, our family of avid travelers often sought out unique retreats for spring breaks, summer vacations and long weekends. In the midst of a more restrictive environment over the past year, we discovered a true silver lining in the abundance of local “stay-cation” destinations so close to home. Short on travel time/driving distance. Long on amenity, attraction, recreation and relaxation.

Among our favorite recent finds? Nestled at the foot of the Santa Rosa Mountains, the Renaissance Esmeralda Resort & Spa in Indian Wells is a pristine oasis in the desert valley. Following a recent multi-million dollar renovation, the reimagined resort is a distinctive property with a nod to the hotel’s storied legacy and star-studded history, which is incorporated into its intriguing new look. An early home to Hollywood icons from Bob Hope to the Rat Pack, the resort is a favorite among new and up-and-coming generations of icons.

The property showcases 560 luxurious, oversized guest rooms (including 103 spacious suites) - all with balconies and breathtaking views of the mountains, pool or golf course. Design features start in the stunning multi-story lobby (think grand staircase, indoor fountain and cozy workspaces with views of the surrounding lush Mediterranean-inspired landscaping) and extend throughout the resort to a gorgeous outdoor gathering area, an intimate olive tree grove and what is arguably its crown jewel - the largest pool in the desert - complete with cascading waterfall and sandy beach.

RenaissanceEsmeralda Guestroom King

We opted to while away the better part of the day and rented a private cabana – the perfect perch from which watch over the kids as they swam and splashed to their hearts content. The H2O Pool Bar meant that we didn’t need to venture away from the water’s edge for light fare and drinks - and bonus! the umbrellas are equipped with solar panels so you can charge your electronic devices if you don’t want to completely “unplug.”

Farm-to-Table Fare

The resort’s signature restaurant, CAVA, serves up authentic, freshly prepared American cuisine. We dined al fresco on the scenic outdoor terrace with expansive views of the Santa Rosa Mountains. Our kids love room service, so it was a nice opportunity for my husband and I to enjoy an aperitif in The Place Lobby Bar, a lovely open cocktail lounge located in the heart of the property.

RenaissanceEsmeralda Bikes
Looking for an active vacation? The Renaissance Esmeralda is surrounded by 36 holes of championship level golf. Indian Wells Golf Resort is one of the few properties to have two courses ranked in the Top 25 “Best Municipal Courses in the United States” by Golfweek Magazine. The Celebrity Course & Players Course AKA “Beauty and the Beast” have hosted Golf Channel’s Big Break and the PGA’s Skins Game.

Adventure seekers can head out for hiking or mountain biking on nearby trails while guests like me looking for a more relaxing retreat will head straight to Spa Esmeralda, a 13,000-square-foot full-service spa that combines intimacy, serenity and wellness for guests. The spa features 11 indoor treatment rooms, eight treatment cabanas, one indoor couple’s suite, men’s and women’s steam rooms and relaxation lounges, as well as a garden courtyard with a plunge pool.

RenaissanceEsmeralda Spa Massage

Be it a romantic, family, business or leisure trip, the beautifully appointed accommodations are waiting to welcome you back at the end of the day. Top up in the morning with a yummy beverage from Cafe Biscotti and start anew with fresh fare from CAVA, or the H2O Pool Bar, with simple offerings and tasty cocktails. Burn it off, soak it up, and everything in between. There’s something for everyone.

Renaissance Esmeralda Resort & Spa
44400 Indian Wells Lane
Indian Wells
(760) 773-4444

We Make Homes Beautiful

Over a half-century ago, a former fabric salesman named Steve Bursten had a vision: an unparalleled interior design catalogue that would match creatives to homes across the US and Canada.

Originally known as American Drapery Consultants, Steve took his dream to the streets, and within a single year, the first franchise was born. Today, with designers scattered across the states and our neighbor to the north, Decorating Den Interiors (DDI) can tackle a single room or build an entirely new home with you. To your style, with your specifications, using the best product possible.


An expert in her field, Interior Designer Bronwyn Gorman is more than a creative mind at DDI. Bringing a treasure trove of style to the table and a pocketful of tricks and tips to build out the most “you” space possible, her methodologies are deliberate and dedicated. “I truly believe that a home should reflect the people who live in it, not the person who designed it.”

A longtime Orange County resident, Bronwyn embraces the unique lifestyle of its population, and the indoor-outdoor spaces that reflect it. Where else can you hit the waves and the ski hill in the same day?

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“A house isn’t just a home, it is your refuge, your sanctuary at the end of the day, and responsible for ushering you into each new one," she says. "I want to promote health and happiness with my designs - from the ease of process to the details in your favorite room.”

Bronwyn's business, a reflection of her personal values and ideals, takes the leap from outstanding customer service into genuine respect and care for her clients. “I’m passionate and motivated to understand each individual I have the pleasure of working with." And it shows in her projects. From bedding to window treatments, furniture to light fixtures, no detail is too small. Once a budget is reached and agreed upon, a final consultation and presentation come to life, and the design of your dreams begins to take shape. Bronwyn’s design services couldn’t be more thorough or more convenient. Because she comes to you, she is able to see the lighting and get a feel for the flow/how things work in your home.

“Feeling like you’re understood and falling in love with your space each time you walk through the door don’t have to be mutually exclusive," says Bronwyn. "It's in our attention to detail and customization that we can truly make a difference, as we can offer options and resources to create a room like no other, one that is uniquely you."

2021 02 04 13.40BRONWYN GORMAN
Owner | Interior Designer
Decorating Den Interiors
(949) 755-2032

I have tried to stop using the word literally over the past few years, especially in contexts when I may simply be using it to exaggerate or emphasize a strong feeling I have about something.

I found myself throwing it in excess of a few times per day, and was having trouble finding circumstances when the subject matter actually lined up with the phrase in its true grammatical sense. That being said, you might find it difficult to believe me when I say I’ve literally found the most comfortable lounge wear on the market, due to my self-proclaimed penchant for naming my strong feelings a bit too, well, strongly. But all you have to do is a quick Google search for PJ Harlow, and you’ll understand where I’m coming from.PJH

The US-based brand has recently found favor in such publications as Fast Company and NY Mag due to their exceptionally comfortable, sensationally soft, washer-friendly/dryer safe lounge pants, nightgowns, pillowcases, and more. If 2020 brought us nothing else, it was the sense that loungewear’s emerging as a bedroom (and everywhere else in the house) staple can no longer be overlooked. Designed for women by a woman, the collection is based in California, and invites you to “take a minute, relax, and feel fabulous.”


Showcasing gorgeous colors, knits, and silky soft satin, the fabrics work together to create what PJ founder, designer, and owner Tina McMillen calls “body harmony.” Promising the ultimate experience in soft dressing, the pieces can be taken from the bedroom to your morning Zoom call in no time. The entire collection flatters every silhouette, and pampers you as you put it on. Be it a spa day or just an extra few minutes before jumping in the shower, every time you put on your matching set you'll feel more relaxed, more comfortable, and more in your own body than you've ever been before. And now, with curbside pickup available at PJ Harlow’s retail location in San Clemente, you’re that much closer to comfort. Literally.

PJ Harlow
154 Avenida Del Mar | San Clemente
(949) 652-1232 |

One Book at a Time

By Keira Pride, Head Librarian, Stratford School

“If you can be anything, be kind.”

As parents and educators, we need to make showing kindness a priority and provide the opportunities for our children to practice kindness. As such, we naturally embrace any opportunity to promote kindness – whether random or well-planned. It is in that spirit that we curated a selection of books promoting kindness and related qualities like thoughtfulness, generosity, and empathy. The character education lessons are wrapped in memorable stories about interesting characters, unusual partnerships (a snail and a whale!), and challenging situations -- often overcome with help from friends and their acts of kindness. The heroes of our stories – a Syrian ambulance driver, a track coach, an oak tree – are ordinary in most ways except in their capacity to promote kindness.

Our recommended stories also highlight the fact that qualities like empathy, courage, and self-knowledge are not fixed or finite in any of us – but rather learned (and renewable) resources. In life, as in these stories, even good people, challenged by circumstance or past action, are sometimes unkind and cowardly, are sometimes bystanders when they could have been upstanders. Yet with self-knowledge that comes from experience – and some productive struggle – we all have a nearly infinite capacity to build our empathy muscle and renew our reservoirs of courage.

The richly crafted stories we are recommending will provide children with hours of reading enjoyment and positive role models. Among the many books that celebrate kindness, here are our favorites:

Grades Kindergarten to Second

Love, Z written and illustrated by Jessie Sima

While out looking for adventure, a young robot named Z finds a message in a bottle signed “Love, Beatrice”. What is love? And who is Beatrice? Those two words are enough to pique Z’s curiosity. Unable to get an answer from the other robots, Z leaves to embark on an adventure to find Beatrice and learn about love. It is on this journey that he learns the powerful meaning of those four simple letters and discovers that what he has been seeking was closer than he realized.

The Snail and the Whale written by Julia Donaldson, illustrated by Axel Scheffler

This is the tale of a tiny snail who dreams to see the world, so she hitches a ride on a humpback whale. Children will love the vibrant art of their journey together past icebergs, jungles, and caves. The story provides the suggestion that brilliant friendships do not necessarily have to be between two similar individuals. The two characters are brought together, and help each other with their differences, not similarities.

Grades 3 to 4

The Cat Man of Aleppo written by Irene Latham and Karim Shamsi-Basha, illustrated by Yuko Shimizu

This is the story about a kindhearted ambulance driver from Syria named Alaa. Alaa lives in the city of Aleppo and he loves everything about his city from the vibrant bazaars to the kind, gentle people. One day, a terrible thing happened and many people had to flee Aleppo. Alaa decided to stay and look after the injured people, abandoned cats, and other animals. His love and kindness soon spread and today he is known worldwide as the Cat man of Aleppo.

Smile written and illustrated by Raina Telgemeier

The first in a series of insightful graphic novels about the trials and tribulations of childhood relationships. When Raina trips and smashes her two front teeth, she embarks on a long, embarrassing journey of dental treatments. Fitting in at school is hard enough, but this sweet, funny book will encourage kids to believe they can get through troubled times with the help of their true friends and a little bit of kindness.

Grades 5 to 8

Wishtree written by Katherine Applegate

This is a beautiful and touching story about nature and friendship. Red, an old oak tree, watches over the neighborhood and the many animals that live in its branches. For decades, the tree has been known as the “wishtree,” where each year people tie their wishes written on strips of cloth, giving Red a special place in the community. One day a new family moves in and they aren’t exactly welcomed with open arms. Red does what any wise, kind old tree would do, and decides to intervene.

Ghost written by Jason Reynolds

Castle “Ghost” Crenshaw is on his way to becoming a track star, but can he run fast enough to put his past behind? This book is full of complicated characters, difficult decisions, and opportunities to ask, “What is the right thing to do when you’re being bullied?” Ghost perfectly depicts the challenges kids face on and off the field. Ghost shows them how to face those challenges in an approachable way, and features diverse characters with whom kids can directly relate.

In a world that feels increasingly divisive, being kind makes us feel good and motivates us to perform more acts of kindness. When we role-model kindness and kindness fundamentals like empathy and generosity in ourselves, kids can see them in action and be inspired to practice them as well. And in turn, by teaching our children the importance of compassion and empathy, we can all help build a kinder, more accepting future for everyone.

For more information on Stratford School go to

Morena Tile and Stone, in San Juan Capistrano, is a 5000 square foot store showcasing one of the largest selections of tile, and natural and engineered stone in South Orange County. The business was opened in 2014 by John Schrab and his wife, Linda, with the goal of creating a convenient, local resource where one can find an abundance of fun, imaginative and up-to-date tile and stone – all under one roof.

MTS 200229 34As a family-owned business, John and Linda focus on customer service and building relationships with their clients, while helping to bring their projects to life. From mild to wild and traditional to modern, they will assist in finding the perfect materials for your dream kitchen or bath. Morena’s designers are on hand to assist customers with navigating through the myriad of choices to get their project started and they serve as a resource every step of the way – from concept to completion.

top image page 2Homeowners, designers and contractors love the vast product selection and convenience of shopping locally, in a store where everyone knows your name. John, a 4th Generation tile and stone contractor, is willing and available to answer your questions and provide advice on materials, design, and installation. He believes in treating cus¬tomers like family and understands what it takes to make your project come to fruition.

Little Johnny with his pop, granddaddy and great gramps, 4 generations of tile guys.Little Johnny with his pop, granddaddy and great gramps, 4 generations of tile guys.Whether you’re undertaking a major home renovation, updating your kitchen island or installing a tile floor, Morena Tile & Stone offers all of the necessary components to manage your project in-house. Along with a gorgeous variety of materials for you to choose from, there’s also an on-site fabrication shop with a crew of master craftsmen that have worked for John for decades. This level of experience and cutting-edge technology, combined with old-world craftsmanship, provides clients with the reassurance that their project will be done correctly and beautifully. As John likes to say, “We make things pretty every day.”

Owners John and Linda SchrabOwners John and Linda SchrabVisit Morena Tile & Stone when you’re ready to embark on your next home improvement project. John and Linda would love the opportunity to offer you a cup of coffee while you look around, and they’d be proud to add you to their long list of satisfied customers.

logo morena32951 Calle Perfecto
San Juan Capistrano
(949) 489-8990

For nearly 70 years, Hoag Memorial Hospital Presbyterian has delivered a level of personalized care that is unsurpassed among Orange County’s health care providers.

With the goal of extending this level of care to south Orange County, Hoag recently opened a new location in San Clemente. Conveniently located in the Talega Health Center, Hoag provides primary care services from Hoag Medical Group and women’s health services from Orange Coast Women’s Medical Group.

Hoag Medical Group Primary Care

Hoag Medical Group (HMG) is the multi-specialty physician group most closely aligned with Hoag and provides same day sick appointments, unrushed, personalized visits, shared medical records with Hoag Urgent Care and access to the Hoag network of care.

HMG has offices throughout Orange County and the San Clemente location provides the community with two experienced physicians:

Kayla RamseyKayla Ramsey, DO
Dr. Ramsey is a board-certified fa-mily medicine physician treating patients age 5 and older. She enjoys treating entire families from the children to the great grandparents and helping with all aspects of their health.



Sarah TeymoorianSarah Teymoorian, MD
Dr. Teymoorian is triple board-certified in internal me-dicine, geriatric me-dicine and palliative medicine. She has extensive experience treating adults with complex medical conditions, managing aging seniors and collaborating with specialists.


The Orange Coast Women’s Medical Group team at San Clemente includes:

Orange Coast Women’s Medical Group

Orange Coast Women’s Medical Group is a dedicated group of board-certified obstetricians-gynecologists providing high quality comprehensive care. The practice is focused on providing personalized and individualized care through all stages of a woman’s life.

SanClemente OCWMG Ramsey 2

Services include:

  • Gynecological care
  • Obstetrical care
  • Midwifery care
  • Nutrition counseling
  • Advanced imaging

Expectant parents will deliver at the Fudge Family Birthing Suites at Hoag Hospital Irvine


Hoag Network

The Hoag network of care includes:

  • 3 Hospitals - Including Hoag Hospital Newport Beach, Hoag Hospital Irvine & Hoag Orthopedic Institute. Hoag offers comprehensive health care services including five institutes providing specialized services in the following areas: cancer, heart and vascular, neurosciences, women’s health and orthopedics through Hoag Orthopedic Institute (affiliated hospital).
  • 9 Health Centers - Providing comprehensive health care services including primary and specialty care, imaging, lab, physical therapy and more. Hoag Health Centers are located in Aliso Viejo, Costa Mesa, Foothill Ranch, Huntington Beach, Irvine, Newport Beach and Tustin.
  • 14 Urgent Care Locations - Conveniently located throughout Orange County to provide non-emergency care for patients of all ages.
  • 1,700 Physicians on Hoag Medical Staff

Patients can guarantee their access to all of Hoag through the following groups:

  • Hoag Medical Group – The multi-specialty medical group that provides same day appointments at over 21 locations with 100+ physicians.
  • Hoag Physician Partners – A network of over 400 world-class physicians that represents a broad range of specialties.
  • Hoag Concierge Medicine – A membership-based alternative to traditional primary care providing 24x7 access to your physician.

SanClemente OCWMG Priestley 27

This new location provides the community with direct access to Hoag. Visit to learn more.

prescott logoSome things in life are better when combined with other things. Peanut butter is great, but better with jelly. S’mores are wonderful, but somehow tastier when eaten next to a campfire. Mobile phones are indispensable, but incrementally improve with every added app. This idea holds true with financial advice as well. CPAs and financial advisors are important and valuable resources in their own respects toward ensuring a sound financial future, but they’re even better when they’re both the same person.

The reason for this is simple; sound investment advice must be done with consideration of tax implications, as the cost of not doing so can be significant. Likewise, good tax planning often involves taking advantage of investment opportunities that become evident during the tax preparation process. Only the CPA Financial Advisor can ensure that these interdependent objectives are executed on successfully.

According to a study involving 42,000 advisors by Envestnet, a leading investment platform provider, the “value added” of using a financial advisor is roughly 2% per year. The added value of a CPA/tax management is another 1% per year. The study breaks down the added value coming from 5 core areas:
The following highlights more tangibly describe how the value of a CPA financial advisor can enhance your financial plan.

Tax Savings = Enhanced Investment Returns

When considering the financial plan for one’s entire life, one should make tax savings as much of a priority as the selection of investment and retirement products. Tax savings simply can have too tremendous a positive impact on maximizing your retirement nest egg to ignore. And its importance and value generally increases proportionally with your marginal tax rate. This is especially true today, given the generally rich valuations and low yields of most traditional investment options.

Tax Management = Tax Savings

As the value of your taxable investments grow, so does the importance of utilizing tax management to minimize taxes. Whereas many financial advisors may list these offerings, you can count on the CPA financial advisor to ensure that tax management is being performed.

High Frequency of Interaction = Better Financial Maintenance

Another important ingredient to a sound financial plan is maintenance. Financial plans are snapshots in time that require periodic updates. Long-term impacts of near-term events such as career, family and preference changes need to be incorporated into the plan when they occur. So, frequency of interaction is paramount to good maintenance. And here again, the tax professional is, unfortunately like taxes, with you year in and year out. Hence, maintenance of a financial plan by a CPA financial advisor is a natural fit.


banner111Prescott Tax & Wealth Management
30950 Rancho Viejo Rd., Ste 100 • San Juan Capistrano
(949) 248-9815 • This email address is being protected from spambots. You need JavaScript enabled to view it.

Securities and advisory services offered through Independent Financial Group, LLC (IFG).
Member FINRA/SIPC. Prescott Tax and Wealth Management and IFG are unaffiliated entities.

By Jeanne Huybrechts, Chief Academic Officer, Stratford School

Ways you can help support your child’s learning

Hard work and involvement can ensure a student’s progress

Currently parents of young children are facing two scenarios that may extend throughout the school year. In some parts of the country and in some circumstances, schools are reopening, and children are returning to campus and the classrooms they abruptly left more than six months ago. In much of the country, “return to school” means returning to some form of distance learning – either full time or embedded in a hybrid model of recurring cycles of traditional school and online instruction. That said, school will look different for a while, and there are many things that parents can do to help their children navigate the differences.

Minimize morning drama. Build a lifelong habit!

Most “return to campus” models include modifications to classroom seating, fewer opportunities for children to move around during the day and interact in “centers” and small groups, and new health and safety practices that take some getting used to. Preparing for school in the morning will likely take more time and this is something that parents can help manage.

  • Getting ready for school will take more time this year yet it doesn’t have to be more stressful. Manage the added workload by getting as much done the night before. Begin asking your child to make/assemble his/her own lunch or clean his backpack, returning to it only what he/she needs for the next day.
  • Create a staging area in the house where everything that needs to go to school the next morning – backpack, art project, umbrella, filled water bottle, permission slips, two clean face masks – is ready to grab on the way out the door.

Music, Art, Team Sports, Competition

Even schools that can open this fall will not be able to accommodate programs and practices that were always good for children – including performing arts and organized sports. Both are ensemble/team endeavors, and each builds skills and habits of mind not emphasized in other areas of school.

  • Encourage your child to learn or continue practicing a musical instrument, working with an instructor who can teach online. (I have known kids who have learned to play an instrument just by watching how-to YouTube videos!)
  • In the absence of organized sports, youngsters can fulfill the “activity” piece with daily exercise, inside or outside. Biking, hiking, roller skating, and running are all great and flexible choices. 

“Maslow before Bloom”

One hears this expression a lot in education circles, as most teachers are quite familiar with the work of Benjamin Bloom and Abraham Maslow. Psychologist contemporaries, Bloom and Maslow developed frameworks to describe human understanding, but from different angles. Bloom’s taxonomy describes learning goals, including knowledge, comprehension, and understanding. Maslow describes a hierarchy of needs – physical and psychological – including safety, belonging, love, and esteem. “Maslow before Bloom” implies that basic human essentials need to be addressed before learning can occur.

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As we embark upon this school year, “Maslow before Bloom” should be every teacher’s and parent’s mantra. Whether children are returning to school buildings and friends they haven’t seen for six months or embarking on a year of distance learning with a teacher they haven’t yet met in person, the first order of business should be building comfort and trust. Trust-building should be a priority and developed throughout the year.

  • Early in the school year, reach out to your child’s teacher and introduce yourself and your family. Share family stories, values, your family’s living situation this fall, your child’s feelings about the return to school.
  • In the best schools, teachers and parents partner and support each other, and that has never been more important than now. Even if your child is able to return to campus during the day, organized after-school programs will probably be eliminated or very limited, meaning, once again, you will be spending more time filling in the gaps. You and your child’s teacher can learn from each other and that amplification of learning benefits your child.

Working together, parents and educators can prepare each child for a path to success. After all, as we have heard, many times it does take a village to make it happen.