SC Mag

SC Mag

By Mark Freedkin, Southern California Regional Director, theCoderSchool

With technology moving faster than any time in human history, it’s becoming increasingly important to expose and encourage our next generation to learn the fundamentals of coding.

Coding for kids is becoming a standard offering at many public schools, with more advanced teachings available at an increasing number of private after-school businesses.

Most offerings for learning to code can be divided into three categories:

Curriculum Driven – by far the most common style, refers to the traditional pre-defined or static curriculum teaching model, typically in a many-to-one ratio.

Software Driven – uses a software system to teach kids, where students are exposed to concepts via online guidance and quizzes.

Coach Driven – revolves around a direct mentor-mentee relationship, where students are taught in a more custom, immersion style.


While Curriculum and Software Driven styles have an advantage of scalability and repeatability, Coach Driven instead focuses on a more custom and enhanced experience for the student.

In a Coach Driven format, learning concepts in a curriculum course isn’t the focus. Rather, the focus is simply to create custom apps, demo the apps, and repeat (at a slightly higher difficulty level). By doing so, students learn the concepts required to create apps by the act of coding them, and are given time goals by setting demo-day deadlines.

Because this format requires a very small student-to-teacher ratio (typically 2:1 or better), it allows Code Coaches® to individualize the teaching by creating apps that interest and engage the student, at the appropriate difficulty level.

theCoderSchool uses Code Coaches® to guide each student to progress and grow their own unique Coder Tree®. With roots as fundamental concepts, the trunk as base coding, and the branches as advanced technologies, students create apps in an immersion style while learning concepts that grow their own tree. Like real trees, each student is unique and grows in a unique way. Like real trees, more practice in roots is required to grow a larger trunk, and more practice in the trunk is required to grow bigger branches.

Today, kids and parents alike have many choices for learning to code. Remember that whether Curriculum, Software, or Coach Driven, most important of all is that our next generation of kids is prepared for the coming onslaught of technology. Register online for a FREE 30-minute sample lesson.

The Coder School - Irvine
14200 Culver Drive, Suite 200
Irvine, CA 926204
(949) 655-0388
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The Coder School - Mission Viejo
27660 Marguerite Parkway, Suite G
Mission Viejo, CA 92692
(949) 525-9332
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Feb 26, 2020

CAMPS Guide 2020


camp jamesOrange County Tradition for 27 years and located near the scenic Back Bay at Newport Dunes in Newport Beach. Awarded “Best Day Camp” for 2013 by ParentingOC Magazine. Offering ages 4-17 adventures & happy memories: archery, Stand-up-paddleboards, STEM, watersports, zip line, drama, climbing wall, inflatable water park, mini-golf, laser-tag, dance, karate, fishing, crafts. Children love our caring award winning staff, theme weeks, variety of activities, and crazy special events. Parents love our flexible scheduling, outstanding reputation, extended hours, & that we are ACA Accredited. Camp Starts June 23 and ends August 29, 2014. Go to or call (949)729-1098 for more info. Open House Dates: March 23(11 a.m.–2 p.m.), April 8 (4-6:30p.m.), April 26 (10 a.m. – 1 p.m.)


Capistrano Acting AcademyIn Capistrano Acting Academy Summer Theatre Camp, experience the fun of playing pretend...but in a real play. Each Monday is a new theme so every week you become a new character! A combination of theatre games, rehearsals, costume fittings and Improv activities has you performing in a real theatre with music, stage lights and your friends and family in the audience by 2 PM Friday afternoon! The director of our youth division, Ryan Fredericks, is an Accredited Teacher. 7 weeks – limited enrollment. Hours 9AM – 2PM (Optional Preshow hour 8AM) + Encore Camp from 2 PM - 5 PM. Camino Real Playhouse is located at 31776 El Camino Real in San Juan Capistrano. Register: For info, call (949) 489-8082.


CUI SOBEThe Teen Entrepreneur Academy (TEA) is a hands-on, learn-by-doing, one-week residential business entrepreneurship start-up summer camp for high school students. It is held annually in July at Concordia University Irvine. TEA teaches high school students real-world entrepreneurship, best business practices, principles of free enterprise and how to start and launch their own business. Teenagers (TeenPreneurs), working in groups of 3-to-4, work as entrepreneurs by preparing start-up business plans for their own real businesses. The team with the best start-up business plan wins $1,500 in the entrepreneurship business plan competition held the last day of the summer camp academy. For info:


Evolution Sports Academy includes daily exposure to archery, soccer, volleyball, basketball, arts & crafts, and fun pool activities including introductory swimming, water polo, and fun relay races. We have full & half-day options as well as drop-in rates for 2-days per week or more. We offer lunch for purchase and a set lunch menu for each day as well as extended camp hours for families needing to drop-off before 8:30 am and pick up after 4:30 pm. Info: evolution


JP's Surf Camp offers children through adult the opportunity to learn how to surf or better their surfing ability in a small group environment. Small group instruction provides students with more individual attention and a safer environment in which to learn surfing. Emphasis is on ocean awareness, surfing instruction and technique, surfing etiquette, wave selection and judgment, proper surfing equipment and overall physical fitness. Soft surfboards are used for instruction. Rash guards are provided. Requirements: Classes are offered for those ages 6 years to adult. Each surfer needs to be able to swim the length of a swimming pool with confidence. Intermediate and Advanced Surfing: For those intermediate to advanced surfers, we provide hard surfboards and instruction to meet their level and improve their surfing experience. Info:


PastedGraphic 8At the Julie Foudy Soccer Camp we aim to expose as many players as possible to our great role models and coaches. We have chosen a curriculum that integrates a mixed-ability teaching approach. Even though we have some staff members that have played at the very highest level in women's soccer, we have broken down their training regimen into workable modules for all ages and abilities. Summer 2020 dates: July 13 - 16, 9am - 12pm. Location: The “Potocki Center” 27301 La Paz in Mission Viejo. Info:


(Ages 8 -11)

South Coast Conservatory Logo BlackCyanThis camp is held in our state-of-the-art tumbling room with trampolines, silks, aerial hoops, tumbling mats and other equipment to help students focus on tumbling and aerial skills. Students will work on handstands, cartwheels, backbends, splits, silks, rope climbing and other basic tumbling fundamentals. T-shirts and crafts included. SCC Laguna Niguel Studio is located at 27652 Camino Capistrano. June 8 - 12; July 6 - 10; August 3 - 7. For info, call (949) 367-0099.


logoStorymakery’s Young Author Spring and Summer Camps are the first creative writing camps that not only teaches the foundation of plot development, but also allows kids to publish their own book series. Our program extends children’s creativity, writing, self-expression & cognitive thinking with a unique approach. Camps are 5 days long.


Explore...Excel...Engage...Discover Summer@Stratford!

SummerStratford 2019EEE HeadlineLogo SquareStratford School offers an innovative and enriching summer camp experience for students from Preschool through 8th Grade (2.5 –14 years old). Younger campers - Preschool – Kindergarten - learn, explore, and engage in a combination of hands-on learning projects and interactive play. For the Elementary age group, each two-week camp session is built around a project-based learning theme, where students collaborate to tackle a real-world problem by utilizing cross-disciplinary academic principles and new concepts in a fun and engaging way. At the Middle School level, individual subject-based enrichment classes are offered and tailored for each grade level. For more information go to


Summer Social Skills Camp

TCS logoChildren diagnosed with ADHD, ASD or experiencing related challenges and their siblings. Campers ages 8 - 11 years old. Social Skills • Sports • Literature to Life • Drama • Art • Science Projects • Nature Trail Walks • Boomers and More! A summer enrichment program supported by licensed clinical professionals, including behavior specialists, licensed clinical social workers and clinical psychologists. Session 1: July 6 - July 24, 9 am - 1 pm. Session 2: July 27 - August 14, 9 am - 1 pm. Drop off between 8:15 am - 9 am. For info: (949) 812-6222 or

logohoriz blacktagbrightIn addition to our regular year-round after-school coding lessons, theCoderSchool also offers a variety of Summer Camps covering different subjects and programming languages. Each of our week-long summer camps are Monday-Friday. Students can bring their own sack lunches and water bottles and we'll take care of the rest! Students code throughout the week then demonstrate their creations to parents and families at the end of the last day. With school locations in Irvine, Mission Viejo, Yorba Linda, Cerritos/La Palma, and soon in Huntington Beach, there’s no better way to keep your kids' brains active this summer. And we're offering an "Early-Bird" discount of $100 off if you register early. These camps fill-up quickly, so be sure to sign up now! For info: Mission Viejo:; Irvine:


volleyball sport photoRanked as the #1 Volleyball Club in Orange County Tstreet is centrally located in Irvine Spectrum Area Tstreet offers a full range of position specific, general skills, sand camps and clinics throughout the summer. Training is open to boys and girls and our program caters to experienced as well as introductory level athletes. Last summer, the improvement of our inexperienced 'Day Campers' was phenomenal. Participants went from no volleyball experience to making school teams and earning roster spots on high-level club teams. Owned by two-time Olympic Gold Medalist coach and player, Troy Tanner brings his philosophy of "achieving one's highest potential" to the club. Proper movement patterns & mechanics, repetitions, feedback and fun are emphasized in our state of the art gym. Sign up online:

By Ryan Burris, Chief Communications Officer, Capistrano Unified School District

There were tables with all manner of gears and sprockets, Rubik’s cubes and other dimensional puzzles. Imaginative submissions for the OC Maker Challenge were on display from our elementary students.

Sphero robots and electronic devices scurried around on the floor. There was a simulated airplane cockpit and “Kracken,” an award-winning competitive robot, showed off its skills.

As a banner at the entrance to Triton Center read, “Innovators, come in.”

This was all part of the third annual Innovation Showcase, held Monday, February 10, 2020, at San Clemente High School.

With a theme of “Moving Full-Steam Ahead,” the open house overflowed with hands-on activities, innovative learning labs and displays, and demonstrations intended to showcase local STEM (science, technology, engineering, and math) and STEAM (science, technology, engineering, arts, and math) education and the district’s commitment to and successes in implementing programs across all grades on more than 50 campuses across the district.

Preparing for future careers

Stephanie Avera, the district’s director of education technology, said in these times of technical upheaval and revolution, teachers face the challenge of preparing students for “careers that have not been invented yet.”

STEM and STEAM education have been popular models since the early 2000s. They were developed in part as a way to address a perceived decline in the sciences in the classroom as well as to spur technological innovation.

CUSD offers 28 career pathways and has over 500 college and career partnerships offered through College and Career Advantage. EMT students were on site at the event showing off their skills by taking vital signs.

Editorial Photo 2Through STEAM programs, students have access to technology labs, Chromebooks, 3D printers, robotics programs, and gardens.

Avera said Capistrano Unified dove into STEM in a big way six years ago, when it distributed 35,000 Chromebooks to students. Since then, the district has continued to up its game, adopting new science and math curricula. “We want students to be prepared for a career right away, or the next step of their education,” said Avera.

All CUSD elementary schools have innovation labs. There are 12 Career Technical Education labs in the middle schools for career exploration and hands-on learning.

At the high school level, students have a wide array of specialty areas, with each school having concentrations in areas ranging from robotics, to programming and coding, to fashion design, to culinary arts.

Anthony Russomanno, coordinator of Futureology, the CUSD college and career counseling program, said the effects of STEM on his program have been profound.

“About 40 percent of the kids who come to us want to go into engineering,” he said. Advising students and parents about STEM-based opportunities is “a large part of what we do."

The world outside the classroom

The district has partnered with local groups such as the Discovery Cube, Inside the Outdoors, and Crystal Cove Conservancy to provide additional opportunities for students to learn and grow outside of the traditional classroom model.

Families evaluated the morphological characteristics of different species of plans in the Crystal Cove Conservancy plant morphology experience. Students had the opportunity to vote for which plants they think should be planted in a particular area of Crystal Cove State Park.

In a classroom near Triton Center, Kelly Ellis of Inside the Outdoors and her companion, a bearded dragon named Lucy, greeted students.

Inside, the Outdoors is on a mission to introduce students to a world of science outside the classroom. Ellis said there are plenty of instances where wildlife and science intersect. “Science has its place in our world,” she said, noting that it takes science to understand clean air, water and balanced ecosystems. “There are a lot of opportunities to help with wildlife by using science and technology.”

For more information on CUSD’s schools and programs, visit

We’re all pretty familiar with our favorite apps on the Internet or on our mobile devices - but someone has to write the code that makes them work.

More kids are getting exposure to coding earlier, and that’s the idea behind an exciting new after-school enrichment program from theCoderSchool. We teach young students (ages 7 through 18) how to write computer software -- including video games, mobile apps and websites. theCoderSchool started about five years ago in the Bay Area of Northern California.

Today, we are part of a nationwide franchise with nearly 50 locations around the country, and we have over 4,000 students attending our schools for one or more hours each week throughout the year.

There is great benefit to learning how to code - students learn logical thinking skills and problem-solving skills which will transfer into all other academic areas. In fact, many parents report that after a few months of attending theCoderSchool, their kids are demonstrating improvement in their overall academics. They also learn that they have the power to investigate and solve problems on their own, and they develop the self-confidence to help them overcome any obstacles.

Unlike many other after-school coding programs, we maintain an extremely low ratio of only two students with one instructor. This allows us to fully customize a unique curriculum for each and every student, based on their own experience, how they learn, and what they are most interested in learning.

Because each individual is unique, we don’t have a fixed curriculum that we force every student through - some are visual learners, some are conceptual learners and some like to practice, experiment, explore and digest the knowledge, while others are eager to make as much progress as quickly as possible. This distinctive approach has helped to make theCoderSchool the #1 after-school coding program in Silicon Valley -- it’s where all the software engineers from Apple, Google and Netflix send THEIR kids to learn how to code.

Coding is the basic literacy of technology, and we are surrounded by technology everyday. theCoder- School can help your kids learn to use that technology with skill to accomplish whatever they are interested in doing.

Here in Orange County, we have locations in Irvine and a newly-opened location in Mission Viejo. We also have other locations in Yorba Linda and Cerritos/La Palma.

You can register for an absolutely FREE 30-minute sample lesson at any of our locations. That will allow you to see our facility, meet our staff, and see if your student likes our teaching methods.


Many schools and community organizations host after school clubs for local kids. Clubs usually include interests such as team sports, creative arts, performing arts, and further exploration into academic subjects. Parents know that extracurricular activities, like after school clubs, can look good on college applications and resumes. However, after school programs also come with a wide variety of physical, mental, and emotional benefits for kids. After school clubs can help improve academic performance, allow kids to discover new passions and hobbies, nurture life skills, and so much more.

Afterschool3Improved academic performance

Kids who participate in structured after-school programs see improved academic performance, according to a study by SMU’s Simmons School of Education and Human Development. Not only did students’ grades improve, but the researchers noticed better attendance, as well as higher grade point averages in some cases.

Higher confidence and self-esteem

Participation in after-school clubs can lead to better academic performance, which goes hand-in-hand with another benefit: higher confidence and self-esteem. Kids who join after-school clubs are often pursuing a hobby, skill, or subject that they enjoy. As they get better at this activity, they might see a boost in their confidence and self-esteem. That carries over into their outlook and performance in school.

Developing real-world skills

An after-school activity teaches kids so much more than the activity itself. Real-world skills, or life skills, are developed alongside the skills with a new activity. For example, your child might join an after-school soccer club because they love playing the sport. They’ll get better at handling a soccer ball and keeping up their physical health. Plus, they’ll learn essential life skills like teamwork, communicating with their teammates, and perseverance. They’ll also learn skills like time management: how to prioritize after-school club attendance with school, homework, chores, and family duties. The skills they learn in after-school programs can benefit them in their future.

Foundation for the future

Speaking of the future, we all know that a well-rounded student with extracurricular activities is often a more attractive applicant when it comes to college acceptance. That’s also true for jobseekers: hiring managers will sometimes assess a person’s abilities and work habits through their passions outside of their career.

Getting involved in extracurricular activities at a young age can help kids see the value in having regular hobbies, a value that will carry into their future beyond school.

Participation in healthy activities

We’ve discussed the emotional and mental benefits to after-school clubs. Let’s not forget the physical benefits of participating in after-school activities, too! Certain extracurricular programs like team sports, dance, or self-defense gets kids outside and physically active. Even if the extracurricular program isn’t considered a “physical activity,” participating in something like drama, robotics, or speech and debate is still good for physical health. Pursuing a hobby can reduce stress, lessen screen time, and encourage healthy lifestyle habits.

Good for the whole family

After-school programs are certainly great for kids, but parents can benefit as well. When working parents are unable to pick up their children after the school day finishes, after-school clubs provide a safe place for kids to spend their time. Rather than hiring a childcare provider for the hours until the workday ends, parents can have peace of mind knowing where their kids are and what they’re doing.

Instead of vegging out at home on the couch with a babysitter, kids can practice a musical instrument, or play basketball with friends, or write and read in a quiet room at school. Even better, kids can practice their skills and enjoy their hobbies under the supervision of an adult who can guide or help them if needed.

Choose from Stratford’s many after-school clubs

Looking for your child’s next after-school club? Stratford has a wide variety of programs for current students. Choose from academic-focused clubs like Math Olympiads or Jr. Tinker Workshop. Kids can explore the arts with Hip Hop Dance or Choir. Or, they can get up and get moving with tennis, cricket, or soccer club. You’re sure to find an after-school club that suits your child’s interests and age with Stratford School!

Ralph Waldo Emerson famously said “who you are speaks so loudly I cannot hear what you’re saying.” Keeping this quote in mind has served me well over the years, particularly in choosing friends … and when seeking out the services of professionals. In my opinion, integrity isn’t a word heard often enough in the business world. Competitive, certainly.

But unfortunately phrases like “bottom-line oriented,” “unscrupulous,” even “cutthroat” have cropped up in the vernacular when hearing home improvement gone wrong stories from fellow homeowners. That’s why it was so refreshing to come across Jeff McCabe and his Orange County-based One Way Painting.
In business since 1976, Jeff and his team serve all of the OC and specialize in interior and exterior residential and commercial painting. They swear by the rules of professionalism: “no cutting corners. No cheap materials. We pay attention to every detail, and never call a job complete until the customer is completely satisfied.”

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Some might call it good Christian values. Others might say it’s simply good business. But for the last 42 years, working from the heart has earned One Way Painting such a respected reputation in the industry that the vast majority of their work comes through repeat customers or referrals from repeat customers. The company’s success isn’t merely rooted in customer service though. Boasting a superior knowledge of available product on the market and hiring the most professional crews in the business also goes a long way.

“Our reputation speaks for itself; but if it didn’t, we have 16 satisfied employees on our permanent payroll who would put a hand up in defense of the standards we set,” says Jeff. Standards which were born and bred through a commitment to ethical business practices and hard work. In 2001, Jeff teamed up with seasoned professional Ron Bartz as a journeyman, then took over the company when Ron retired, and has been growing it ever since.

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In 2009, Jeff took the pair of three-man crews and expanded the operation to encompass six crews, two office staff, and a project manager who oversees jobs, right alongside the man with the plan himself. “We currently have four trucks on the road and I’d like a full fleet someday. I’d like to leave a legacy for my daughters, and that means more than just cans of paint and a warehouse full of equipment and materials.” To Jeff, it means taking care of his employees, taking care of his family: taking care of business. The hope is that One Way Painting becomes a household name, for its quality of work and quality of values.

My husband and I can happily attest to both. When we moved into our home in San Juan Capistrano five years ago, we acquired quotes for exterior painting from several contractors, but were particularly impressed with Jeff and his crew. Prior to starting work at our home, Jeff came by in person to go over what the job would entail and answered all of our questions. His team showed up right on time the first day - and each subsequent day - and at the end of each day everything was cleaned up before they left.

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“We pride ourselves on working with a team of long-term employees - we do not hire off the street,” says Jeff. “We guarantee our work and do not require payment till the job is completed and the customer is completely pleased with our work.”

Jeff and his crew delivered on these promises and more than exceeded our expectations - the result was outstanding work, a job completed on time and on budget and defined by unparalleled customer service (Kelly in his office was hyper-responsive to our inquiries during the estimating process and followed up immediately upon completion of the job to ensure that we were satisfied with the results and our overall experience of working with One Way Painting). We were so pleased with the work that when we decided to update our kitchen by painting our cabinets and adding hardware (the job is scheduled to start two weeks from the date of this writing so look for a future testimonial feature), we were confident that One Way Painting would be the one and only call we would need to make.

Their attention to detail is found from start to finish. For exterior projects, they begin by power washing to clean and remove any loose paint, mildew or mold. Then the patching: with stucco, trenching around the foundations and priming with an acrylic. They’ll treat your wood siding, eaves, fascia, windows. Main doors, garage doors, trim. Even wrought iron, or other specialty surfaces like patio covers and fences. Most work depends on the client’s preference: semi-gloss, hi-gloss enamel, acrylic, or oil finish. Inside walls see flat, matte, eggshell, satin, semi, or hi-gloss. If you have natural wood cabinets and they need refinishing, One Way’s crew will see to it that they look new again. Also licensed and bonded as commercial painters, Jeff’s crew has been making businesses and their buildings look new again for 42 years. With a free on-site estimate, your custom needs are sure to have a custom solution. No deposits required, and “no surprises along the way,” Jeff is quick to add.

“I think at the end of the day what sets us apart is taking our time with each and every customer that comes our way,” says Jeff. “We run a business like every person we interact with is family.” They may not be the cheapest out there, but then that wouldn’t fly in Emerson’s eyes, and not in Jeff’s either. “Our business is based on the Christian ethic of treating every customer with honesty and integrity. Every job is done ‘as unto the Lord.’ Does this mean we’re perfect? No. It does mean that we strive to do the best painting job possible.”

Connect with Jeff, Kelly and the One Way Painting team by calling (866) 986-9781, visit or YELP for reviews.

If you are looking for top-rated physicians to keep your family healthy, MemorialCare Medical Group delivers. In addition to providing top-ranked physicians, MemorialCare Medical Group will now open a brand-new health center in Rancho Mission Viejo on December 16th, 2019. This two-story, 26,000 square-foot health center will provide the residents of South Orange County with: Primary Care, Pediatric Care, Specialty Care, OB/GYN, X-Ray Services, Breast Center and Laboratory Draw Services.

As a member of MemorialCare, MemorialCare Medical Group strives to offer top-notch, personalized healthcare options to every community in the MemorialCare network.

You can trust our family to take care of yours.

877-MYMEMCARE (696-3622)

30492 Rancho Mission Viejo Road
Rancho Mission Viejo, CA 92675

A Q & A with Kristy Fleming, MD, FAAD
Board-Certified Dermatologist and Mohs Surgeon

Question: Why is fall the season for dermatology?


1. Weather

In truth, many dermatologic treatments are technically a form of very controlled skin damage. Damage activates the bodies innate repair system to replace old injured cells with new healthy cells, generate collagen, and restore fragmented elastin. Temperate fall weather provides a much more comfortable healing environment than the summer heat of Southern California.

2. Untanned Skin

Lasers are incredibly powerful exact devices designed to target a precise wavelength (color). Be it brown sunspots on the face, red vessels around the nose, or hair on the legs, the laser treatment is most safe and effective when there is the greatest differentiation between your skin color and the desired target.

3. Sun avoidance

One of my favorite treatments is photodynamic therapy (PDT). PDT is a medical procedure that clears pre-cancers (so usually covered by Medicare/most insurance companies), but also provides an excellent cosmetic result.

However, this treatment requires strict sun protection. I tell my patients: “Pretend you are allergic to the sun. Better yet, pretend you are a vampire.” Even a quick jaunt to the mailbox without appropriate sun protection will leave you feeling like your skin is on fire!

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4. The Holiday Rush

The holidays are quickly approaching and everyone is eager to look their best for visiting family and annual parties. This is our busiest time of year for cosmetic treatments and appointment availability can be scarce. Nevertheless, we can almost always accommodate a “Botox emergency.”

Quick tip: If you have a big event, we recommend scheduling your cosmetic procedure at least 2 weeks prior in order to ensure you’re looking your best!

The holidays also mean schools are on break. This is a great time for kids and college students to catch up on their skin issues without having to miss school or incur additional travel expenses.

5. Insurance Woes

Unfortunately, medical insurances dictate much of our ability to treat our patients. Some patients are losing their insurance at the end of the year, while others have met their extremely high deductible and are anxiously trying to have any outstanding procedures performed before the deductible is reinstated anew. We understand these concerns. Our office stays open during winter break and we frequently extend our hours, but we definitely recommend scheduling your appointment as soon as possible.

Question: Now that summer is over, are we safe to put away our sunblock until next year?

Answer: Definitely not! Don’t be fooled by overcast skies, clouds are poor protection from harmful UV rays. I’ve treated many patients with severe sunburns who mistakenly believed sunblock was unnecessary without sunshine.

Fleming Dermatology & Aesthetic Center
23141 Moulton Parkway, Suite 110, Laguna Hills
(949) 916-5956 |

Being properly educated about Medicare is important …However, it is only part of planning to manage your healthcare costs.

prescott logoThe traditional approach is to focus on keeping your Medicare and out of pocket costs to a minimum. This approach, while important, overlooks probably the most important element which is tax planning to try to minimize your monthly Medicare Part B premium costs. This important step is never discussed and is overlooked by senior health agents who don’t have the training to deliver important tax savings.

As you may know, you pay Medicare Part A and Part B premiums (which are typically deducted from your Social Security benefit check). The monthly premium cost can range from approximately $136 to $461 per month based upon your Modified Adjusted Gross Income (MAGI) which is your normal AGI plus any tax-exempt interest and other non-taxable income. At various income levels, the Medicare Part B premium costs are increased. Normally, premium costs will continue to rise since the government will adjust them for inflation. Your income number for tax year 2019 actually determines your Medicare Part B premium cost two years later for calendar year 2021.

Prescott Tax & Wealth Management is offering a $99 tax planning session with Peter Prescott (CPA & Masters in Taxation) to the first 50 people who respond to this ad.

Peter will review your 2018 tax returns and estimate your 2019 income (MAGI) to assist with keeping your income below the annual income threshold levels in an effort to minimize your Medicare premium costs and tax bill.

Prescott Tax & Wealth Management (949)248-9815 Ext. 1 (appointments)
This email address is being protected from spambots. You need JavaScript enabled to view it.

Prescott Tax & Wealth Management
30950 Rancho Viejo Rd, Suite 100
San Juan Capistrano, CA 92675

Are you ready for the first day of school? The first day of school is a big deal for kids and parents. Getting back into a school routine can be tough, especially for children who start at a new school. We’ve put together a few essential tips for the first day of school so you and your child can have a successful start to the school year.

Visit the school or go to an open house

Preparation is the best way to minimize first-day jitters and stress. Before the school year starts, take your child to an open house, orientation, or a tour of the school. Perhaps even ask to shadow a class. This is particularly helpful if your child is starting at a new school. By visiting the building beforehand, your child can familiarize herself or himself with the schedule and routine, which may boost confidence and help the transition seem less scary.

Prep everything the night before

The morning of the first day of school should be as calm as possible, so taking the time to prep the night before will help make the morning routine run smoothly. You can prepare things such as:

  • check The school outfit
  • check School lunch
  • check Book bags
  • check Any medical forms, permission slips or paperwork needed

When you prepare everything ahead of time, you’ll also have a chance to catch any last-minute tasks that you might have missed leading up to the first day.

Get a good night’s sleep and wake up early

That goes for you and your child! It’s pretty common to let bedtime lapse over the summer, especially when the days are much longer. Ideally, you should start gradually adjusting sleep and wake schedules about two weeks before school starts. That way, getting to bed on time is already a habit, and the night before school starts, your child will be good to go.

On the big day, encourage your child to wake up early, which will help them to acclimate to the new routine and leave room in case something unexpected arises. Plus, your child can get to school a little bit earlier, alleviating stress for you and your child (especially navigating through traffic during drop-off)!

Eat a healthy breakfast

No matter how excited or nervous your child might be, it is important that they don’t skip breakfast. Having a healthy breakfast can help kids better regulate their appetite and avoid common illnesses. Getting breakfast ready is another reason why waking up early on the first day is a good idea. However, that doesn’t mean preparing breakfast needs to be a long ordeal. You can prep breakfast foods the night before or bake batches of food like breakfast muffins to cut down on time.

Be mindful of how your child is feeling

As a parent, you may be focused on getting your child’s things ready or being on time. That’s totally normal. However, don’t forget to be mindful of how he or she is feeling. Your child may feel anxious, excited, scared, or stressed. Try to remain calm; if you act stressed, your child will pick up on it. Focus on the positive and let your child talk about their fears or worries if they need to. Remind them that these feelings are common and okay to have, and that you’ll be there when the school day is over.

Are you thinking of enrolling your child at a new school? Stratford School’s curriculum infuses academics with a true appreciation of the arts. Our staff prepares students for success in high school, college, and beyond. Learn more about our philosophy or schedule a tour now at!

Stratford School is located at 24741 Chrisanta Drive in Mission Viejo. For information, call (949) 458-1776 or visit